Our Team

Our Team

At BankRI Investment Services, we strive to bring you the best of both worlds: expert knowledge to help you realize your goals and delivered with impeccable customer service that defines our company. With nearly 100 years of industry experience among us, our team knows the business—inside and out. And as longtime locals, they also know the needs of Rhode Islanders. All that’s left is getting to know you, so call us today—we’re at your service.

 

 

 

 

 

 

Melissa Trapp

Senior Vice President

Melissa has been in the financial services industry for more than 25 years. Melissa is a Chartered Retirement Planning CounselorSM (CRPC®) from the College of Financial Planning and an Accredited Investment Fiduciary® (AIF®) from the Center For Fiduciary Studies. She is a Registered Securities Principal through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. She holds FINRA Series 24 General Securities Principal registration, a Series 65 Uniform Investment Advisor registration, a Series 7 General Securities Representative registration through Commonwealth Financial Network, and a Rhode Island Life, Accident, and Health Insurance producer’s license. Melissa is responsible for the daily management and oversight of the BankRI Investment Services program, in addition to serving as the Office of Supervisory Jurisdiction (OSJ) for Commonwealth Financial Network.

Melissa serves on the Advisory Board of the Providence Preservation Society. She serves on the Investment Committees of both the Providence Preservation Society and Dorcas International Institute.

Melissa is a former registered representative of Fleet Investment Management; vice president of the FIS Companies; operations manager of the Mutual Benefit Life Insurance, and a trust administrator with RI Hospital Trust National Bank.

Melissa was recognized as one of "Ten to Watch" by Providence Monthly in 2006, and was one of the "Women to Watch" by Providence Business News in 2013. She received the Five Star Wealth Manager Award* from 2014 through 2020. In her spare time, she enjoys golf and traveling.

*The Five Star Award is based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 614 Rhode Island wealth managers were considered for the award; 132 (22 percent of candidates) were named 2020 Five Star Wealth Managers.  (The criteria provided reflect the most recent year for which the advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award may vary from year to year.) These awards are not indicative of the wealth managers' future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com.

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Dana A. Sherman

Vice President

Dana has been in the financial services industry for 20 years. Dana is a Registered Securities Principal through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. He holds FINRA Series 24 General Securities Principal registration, a Series 8 NYSE Branch Manager's registration, a Series 65 Uniform Investment Advisor registration, a Series 7 General Securities Representative registration through Commonwealth Financial Network, and a Rhode Island Life, Accident, and Health Insurance license. Dana is responsible for the daily operations and oversight, as well as all compliance-related functions, for the BankRI Investment Services program. He is a former senior registered representative of Quick & Reilly. Dana attended Franklin Pierce College, where he majored in finance. Dana resides in Cranston with his wife and daughter.

Alan J. Testa

Senior Financial Consultant, AVP

Alan works closely with his clients, asking the right questions to fully understand where they are financially, and where they want to be. He works with them to find a strategy that fits and meets with them at least annually to make sure that as circumstances change, so does that strategy.

Alan holds a FINRA Series 7 General Securities Representative registration, a Series 66 Uniformed Combined Registered Investment Advisor registration through Commonwealth Financial Network®, and a Rhode Island and Massachusetts Life, Accident, and Health Insurance producer license. Alan also maintains a Certified Retirement Planning Counselor® (CRPC®) designation from the College of Financial Planning. He received the Five Star Wealth Manager Award* in 2015 through 2020. Prior to joining Bank Rhode Island, Alan was a financial advisor with Morgan Stanley and UBS. He has a BA from the University of Rhode Island and resides in North Providence.

*The Five Star Award is based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 614 Rhode Island wealth managers were considered for the award; 132 (22 percent of candidates) were named 2020 Five Star Wealth Managers (The criteria provided reflect the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award may vary from year to year.) These awards are not indicative of the wealth managers' future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com.

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Kirsten A. Bagaglia

Senior Financial Consultant, CRPC®

As a senior financial consultant, Kirsten uses a comprehensive and risk-adjusted approach to deliver clients individualized guidance to meet their financial goals and prevent unintended financial consequences. She holds FINRA Series 7, 63, and 65 securities registrations and holds a Rhode Island Life and Health Insurance Producer license. Prior to joining Bank Rhode Island, Kirsten was a premier advisor at Citizens Bank. She has a BA in economics from the University of Rhode Island and resides in Johnston, Rhode Island, with her husband, Ryan, and dog, Toby.

Lori Reinhardt

Lori works with the entire team to provide excellent customer service, sales support, and back-office functions. Lori has been in the industry for more than 15 years. Lori holds FINRA Series 7 General Securities Representative registration through Commonwealth Financial Network® and a Rhode Island Life, Accident, and Health Insurance producer license. In addition to her work at Bank Rhode Island, she volunteers for Gaspee Days Road Race and PPS Historic Homes Tours. Lori formerly worked for Ameriprise in South Bend, Indiana. She has a BA in business administration and economics with a minor in finance and history.

Kevin M. Vieira, CFS

Senior Financial Consultant

Kevin has over 20 years of experience in the industry and focuses on building client relationships. Prior to joining BankRI in October of 2020, he spent 16 years with Webster Bank/LPL Financial as senior vice president and financial advisor. Prior to that, he worked for both The Hartford and The Phoenix companies. Kevin lives in North Kingstown with his wife and three children. He graduated from Bentley University with a degree in finance. He is a Certified Funds Specialist and holds FINRA Series 7, 24, and 66 securities registrations and Rhode Island Life and Health licenses. In his spare time, he enjoys spending time with his family, golf, and tennis.